what can credit repair remove?

what can credit repair remove? Credit repair can remove any errors and inaccuracies listed on your credit report. This includes things such as late payments, collections, charge offs, medical debt, and judgements.

is credit repair illegal?

is credit repair illegal? In short, credit repair is not illegal. It is actually encouraged to dispute any innacurate information found on your credit report, thanks to a Federal law passed by congress in 1979 called the Fair Credit Reporting Act or FCRA for short. With that being said there are illegal tactics that shady […]

repair credit without paying

repair credit without paying Yes you can repair you credit without paying, but understand that just because an item is removed from your credit report it doesn’t mean that you are no longer legally obligated to pay the debt. Think of the two as two seperate things.

when to repair credit

when to repair credit The best time to start repairing your credit is right now…..like this very second. It sounds cliche but allow me to explain. Many people will only start when trying to make a big purchase like a home or a car, but if you’ve waited to fix your credit up until then. […]

can credit repair companies remove late payments

can credit repair companies remove late payments Yes they can, According to the FCRA (Fair Credit Reporting Act) if any item, this includes late payment are found to be innacurate, unverifiable, or incomplete by the law the item in question is to be removed from the credit report or updated with the correct information. If […]

are credit repair companies legit

are credit repair companies legit The short answer is……IT DEPENDS. Whilst there are a few out there that do right by their clients and do everything in their power to get results. Unfortunately on the other side of that coin, there are far too many that use illegal practices, don’t know what they are doing […]