can credit repair companies remove late payments
Yes they can, According to the FCRA (Fair Credit Reporting Act) if any item, this includes late payment are found to be innacurate, unverifiable, or incomplete by the law the item in question is to be removed from the credit report or updated with the correct information.
If you’d like to do this yourself here are a couple of tips and things to think about
Newer or older than 2 years
How many late payments?
P@ndemic affected?
If you would like to learn more about fixing your credit without having to use a credit repair company, check out The Credit Captain Academy